Join Date: Jan 2011
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First of all, a few dings shouldn't cost you $3000, that's significant damage. Get some different quotes, even if the guy is "reliable"
Second, are you sure you want to keep the car? With that low milage, it has good resale value. You could essentailly sell it for more than the buy out value and use the difference towards a new car.
Third, the "repair free" time of your car has pretty much passed. Your car has low milage, but it has been four years. I mean you're only look forward to repair issues and such.
Personally, I am going to return mine when the lease is up and buy a new one. No worries about repairs or depreciation, accidents. But everything depends on what kind of situation you're in financially and also your preference, if you want to drive new cars or keep the old and pay for repairs.
Food for thought.
2011 Limited I4 4WD Silver
Pacific Rim Edition (Aluminum Side Step, Chrome Exhaust Tip, Toyota Side Visors, Toyota Hood Deflector, Toyota Cargo Liner, Toyota All Season Floor Mats)