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#1 (permalink) Old 12-20-2012, 10:38 AM
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Insurance change for RAV?

I was notified by my auto insurance (state farm) that they have derated the safety on my 2007 Rav from 5 star to 4 star and changed my rates accordingly. I have never heard of this happening but in wake of the multiple recalls (5, I think, and counting...) I've received maybe it is true. Curious to know if anyone else has had their Rav derated on safety?

2007 Red Limited V6 4WD
w/ Tow package
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#2 (permalink) Old 12-20-2012, 12:28 PM
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That is strange--I haven't heard anything about this from Geico. Mine is a 2008.

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#3 (permalink) Old 12-20-2012, 03:13 PM
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07 here and nothing from my ins. comp. Not sure if they do that in Canada.
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#4 (permalink) Old 12-20-2012, 03:34 PM
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I think this is controlled/regulated by the States. I may be wrong, but I think vehicle safety rating in all states is potentially different and ever-changing. Call and get more information?

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#5 (permalink) Old 12-20-2012, 03:49 PM
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Is State Farm basing this upon statistics which have to do with actual accidents, or is it simply an excuse to raise premium rates?

Jim
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Last edited by Blogson; 12-20-2012 at 11:47 PM.
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#6 (permalink) Old 12-20-2012, 05:11 PM
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STATE FARM

state farm raised my insurance 300 bucks for no reason. i went to njm and i saved 400 lol. state farm is .

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#7 (permalink) Old 12-20-2012, 06:25 PM
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Quote:
Originally Posted by JuneBug View Post
That is strange--I haven't heard anything about this from Geico. Mine is a 2008.
same here, but geico over the past 3 years has raised my premium to nearly $100/year.. what the RAV4!?!?!?!
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#8 (permalink) Old 12-20-2012, 07:16 PM
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Increase maybe due to misdirected and unfair fallout from this? http://money.cnn.com/2012/12/20/auto...l?hpt=hp_t3air

Jim
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Last edited by Blogson; 12-20-2012 at 11:39 PM.
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#9 (permalink) Old 12-20-2012, 09:22 PM
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Quote:
Originally Posted by arries289 View Post
I was notified by my auto insurance (state farm) that they have derated the safety on my 2007 Rav from 5 star to 4 star and changed my rates accordingly. I have never heard of this happening but in wake of the multiple recalls (5, I think, and counting...) I've received maybe it is true. Curious to know if anyone else has had their Rav derated on safety?
How can a vehicle become "less safe" than the year in which it was manufactured? How can they change the safety regulations five years after it was built? This sounds very fishy to me. I would call your state insurance department.
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#10 (permalink) Old 12-21-2012, 02:45 AM
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I would shop insurance company's. At one point I switched 5 times in 5 years. I now have the cheapest one possible ,if they start playing games I will move on.
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