I installed my trailer wiring harness yesterday. I agree with Kevvan's assessment of the job and would certainly not call it easy. It took me about 4 hours but I could easily do another Rav in 2 hours now that I know how to do it. The toughest part physically is crawling under the dash to do the electrical connections. I found a mechanics mirror to be a big help for that part. The toughest part mentally is pulling off the plastic interior pieces hoping that nothing breaks. The only special tools required are a torque wrench for the seatbelt bolts and a clip removal tool to remove the white plastic panel clips from the body when they don't come off with the panels as they should. I had to remove 5 clips with it. The instructions assume the person doing the work is familiar with interior panel removal and especially installation. It takes a bit of mechanical reasoning to figure out how things go back together, for example: When putting the rear side panel back on there are some clips that have to go under the rubber molding by the left rear door. If you pull the rubber partially off before putting the panel on, it goes into position easily. The instructions do not cover reassembly at all. Basically it's the tried and true instruction that shows up in every repair manual that I have ever read: "Assembley is the reverse of disassembly".
If you are trying to figure out whether you should do this yourself or pay someone to do it, get a copy of the wiring harness installation manual from your dealer or from the Toyota Information System website
http://www.techinfo.toyota.com and read through it to get an idea of what is involved. If you are inexperienced or have any doubts about your abilities, and if you can find a dealer that you trust who will install the harness for 2 hours labour, I think it is probably the way to go if . I did the job myself because I was also installing a trailer brake and trailer battery charging circuit at the same time. The extra time to do this part was not included in the 4 hours that I quoted.