A couple of additional savings would be fewer brake pad replacements. Also, there is no starter to wear out.I purchased a 2021 RAV4 XLE Premium here in Canada. Paid Cash $42,000 OTD.
The Hybrid would save me 2-3L/100km. Which equates to $2500-$4000 in 100,000km. $5000-$8000 in 200,000km. (Roughly) The price for the hybrid I would have selected would have been the XSE with Tech Package which would have been $49,900. Might have gotten it down to $48,000. That's an extra $6000-$7000 for all the extra features I didn't care for or need. Then by 200,000km mark I'm sure the batteries would need some sort of service. That would eat up all the savings in the end.
This way I don't have to worry about cold weather and batteries. Its feels, drives and handles like a traditional vehicle and its reliable.
I'm getting 8.2L/100km right now and I'm not even driving like a grandma.
I considered that as well and I've only had to replace brake pads on all my cars at around 75k miles and pads are cheap. Depends how you drive as long as you aren't riding the brakes pads can last a very long time. Never had to replace a rotor either. As for a starter, my family has never had a starter die on a Honda or Toyota and we keep our cars for 10+ years, with a Highlander going on 20 years with the original starter.A couple of additional savings would be fewer brake pad replacements. Also, there is no starter to wear out.