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I'm not sure they can give you the rate if you just check online -- like any other major financial transaction, they need an application, lots of personal information and credit checks completed before they give you the final percentage rate that you qualify for.

At the very least, I'd expect that someone will want to speak to you by phone.
 

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My quote with an excelent credit rating was 7.9% lowered from a 9% originally propposed.
 
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