...Insurance will take care of it..(after deductible). be safe out there.
Sometimes, when it is obvious that the accident was not your fault, the insurance company will waive the deductible. Did you ask? Or, get the info on the truck and have them pay?
I was involved in a collision, (I won't call it an 'accident' because it was deliberate), a couple weeks ago. Had the RAV for only about two weeks. A truck came into my lane and hit my front passenger fender/bumper. Estimate to repair is $1,700-$2,000 . . . and my deductible is $2,500!
Told my insurance company that I would not pay the deductible because the accident was not my fault. After sending them a copy of video from my dash cam, my adjustor received approval to waive my deductible. My insurance will go after the other insurance company and driver.
One thing I highly recommend, and that what I will be doing. You'll get a new bumper. It will come primered and the body shop will paint it. Body shops cannot paint a bumper with the same 'rock resistance' that a manufacturer can. Their ovens just aren't hot enough. I know from personal experience that a body shop painted bumper will get rock chips in it within a few short years.
The body shop told me to wait for four weeks after my new bumper is painted for the paint to cure. Then I am going to pay to have 3M 'clear bra' installed on my bumper. I've received two quotes from installers recommended on the 3M web site. Just for the bumper, it will cost about $350. That will be on my dime, not the insurance company's dime. But, the 'lifetime guarantee on repairs for as long as you own the car' does not apply to gravel chips on a repainted bumper. They would consider that 'normal wear and tear'. My car is the same color as yours, and I know it will get chips in the paint if I don't protect it.
The $350 is for the bumper only. My passenger fender has to be replaced also, but I'm not going to pay to have film placed on that. Nor on the hood, which is undamaged. Most rock chip damage will be on the bumper.
It is so disheartening when something like this happens to a new car. These things are not inexpensive. Since my collision, I've been imagining all kinds of things 'wrong' with the car. I could have sworn that the dashboard never had rattles in it before. (I realize that I'm just imagining it.) Luckily, in my case, the car is still drivable.
Glad your wife is safe.