Now isn’t the best time to buy a car because the market is unusually high.
Capabilities wise, your RAV4 will be able to go anywhere you need it to go (besides rock crawling type terrain) with those mods, but I don’t think any of them are worth putting on a credit card - especially if you still gotta pay the 20k off.
If it saves you money to pay off the loan early then focus your efforts on that, or else it’s basically costing you more money for the same mods.
If it doesn’t save you money to pay it early then just save up the $3,800 and then do the mods.
Or sell the Rav and buy a beater truck for $1,000 if you don’t need it to get to work.
Very cool mods, but you can still enjoy your adventures until they’re in the budget
Capabilities wise, your RAV4 will be able to go anywhere you need it to go (besides rock crawling type terrain) with those mods, but I don’t think any of them are worth putting on a credit card - especially if you still gotta pay the 20k off.
If it saves you money to pay off the loan early then focus your efforts on that, or else it’s basically costing you more money for the same mods.
If it doesn’t save you money to pay it early then just save up the $3,800 and then do the mods.
Or sell the Rav and buy a beater truck for $1,000 if you don’t need it to get to work.
Very cool mods, but you can still enjoy your adventures until they’re in the budget