Usually the insurance company will let you keep a totaled vehicle for about 10% of the settlement. Find a "mechanic's special" on Craigslist, FBM, etc. to swap over your good parts to, then sell the rest of the parts and finally the hulk.
My 99 Rav 4 was written off...
the insurance company wrote off my 99 Rav 4 - was such a simple low impact accident but it push my front drivers side wheel - a very sad loss. I bought an 03 Rav 4 now my first ever 21st century car
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