Hi, I'm new here and getting ready to purchase my first RAV4 2006(ready to retire my gas guzzling Explorer with 178,000 miles on it!) I put on 35-40,000 miles a year, mostly highway driving. I can't decide if I should get the extended warranty. My dealer will give it to me for $950. But I'll put on 100,000 in 2 and a half years, so it won't cover me for long. What do you think? Thanks!