When I purchased my 2025 RAV4 XLE from the dealership, the Finance Person asked me if I wanted to purchase the Toyota 10 year Service agreement for an additional $2680 to the purchase price. The service agreement covers the same things that are included in the 3 year 36K mile Factory warranty, which is everything except brake pads, rotors, tires and other normal wear and tear parts. I normally don't choose to do this, but since newer vehicles are more complex than older vehicles, I thought maybe it would be a good idea. Thoughts?