[Mikey J]

Most people won’t have the plastic cover, as only Japan made Rav4s have tow hooks.

That's true. I know some RAV4 Primes have the covers, becasue those Primes are made in Japan. I'm not sure about other RAV4s, however.

 

[Mikey J]

A local dealership quoted me $97 (Canadian currency) to replace the missing cover with a painted cover (that's US$74). The part is only C$20, but the painting adds C$77 to that.

That's expensive for a small piece of plastic, so I'm going the warranty route. These pieces shouldn't randomly fall out (I was parked in no place where someone could access it). Meanwhile, I examined its counterpart and found that its little plastic tie that's supposed to be looped through the holder wasn't looped through, which makes me think the part that fell off also wasn't properly secured. Sounds like a warrany issue to me.