So it is day 25 of owning 2019 XLE Hybrid. Driving on the highway (I-91 N in CT where they are doing construction north of Hartford), guy changes lanes and BAM rock hits the windshield. It was pouring out so I could not see if there was a ding. Got to my friend's house and wiped off the windshield and still did not see anything. Then Monday I was going out to lunch and the whole windshield is cracked from the black part of the bottom all the way up to top on the passenger side. Ugh. So my question is, I have full glass coverage on my insurance but because of the safety and camera issues, should I use Safelite or go directly through Toyota direct? Anybody have experience one way or another? TIA